CASP directory
Built for
The Crypto-Asset Service Providers the insight modules are mapped against. Listing is directory coverage, not an endorsement.
SafeScore
Screen wallets and transfers with ScoreGuard, ChainTrace or Holistix — each score stays in its own book, grounded in live indexers.
Isolated scales
CASP directory
The Crypto-Asset Service Providers the insight modules are mapped against. Listing is directory coverage, not an endorsement.
The examiners
SafeScore is one console over three examiners. Each keeps its own score scale and evidence book — pick the model that matches the job.
Compliance reporting
Compliance scoring
Point-in-time AML score for a wallet, transfer or VASP — built for filings, not graph theatre.
Forensic screening
Forensic hop scoring
Risk rises with hop distance, cluster roles and behaviour — built for investigators who open cases.
Holistic cross-chain
Cross-chain composition
One call screens every applicable chain, follows bridges, then maps the 0–10 score onto your house risk tolerance.
Insight sections
9 insight sections, composed into one report. Each module names the Crypto-Asset Service Provider services it exists for — the retail, custody, settlement and tokenization lines listed under CASP services below — so the screening a service carries is answered by a section you can point at.
Know the wallet before the first credit lands.
Run Know-Your-Address on deposit, custody and self-custody wallets. Inbound and outbound scores stay separate, with named AML scenarios and optional Holistix multi-chain coverage — so retail onboarding and institutional custody desks screen the same way they book the asset.
Retail & wealth onboarding
Screen the customer wallet before Fidelity Crypto, Schwab Crypto, Openbank, RAKBANK/ADCB in-app trading, or wealth-advised spot ETF exposure is activated.
Fidelity Investments
Retail Trading
Morgan Stanley
Wealth Management Access
Charles Schwab
Low-Cost Spot Access
RAKBANK & ADCB (UAE Regional Context)
App-Integrated Retail Trading
Santander
Retail crypto trading via Openbank (Grupo Santander digital bank)
Institutional custody wallets
Diligence deposit and settlement addresses for BNY multi-asset custody, Fidelity Digital Assets, Sygnum Protect, Arab Bank Switzerland Taurus-PROTECT books, and pledged collateral at Arch, Ledn, Unchained or Mt Pelerin's partner Swiss banks.
Fidelity Investments
Institutional Services
BNY Mellon
Institutional Custody
Sygnum Bank (Switzerland)
Collateral Management
Sygnum Bank (Switzerland)
Lombard Lending
Sygnum Bank (Switzerland)
Multi-signature Lending
Know if SafeScore has documented the address — and where it is hosted.
A compact check before the first credit: is this address in the SafeScore label book, which venue hosts it, and what is the ScoreGuard 1–100 safety score. Verified means documented with a named entity and a source — not a KYC identity check. Unlabelled stays not verified, and the host is never guessed.
Deposit-address verification
Confirm whether a customer deposit address is documented by SafeScore and which venue hosts it before Fidelity Crypto, Schwab Crypto, Openbank or in-app retail trading credits it.
Fidelity Investments
Retail Trading
Morgan Stanley
Wealth Management Access
Charles Schwab
Low-Cost Spot Access
RAKBANK & ADCB (UAE Regional Context)
App-Integrated Retail Trading
Santander
Retail crypto trading via Openbank (Grupo Santander digital bank)
Settlement-address host check
Name the host behind a settlement or collateral address for BNY custody, Fidelity Digital Assets, Sygnum Protect, Arab Bank Switzerland Taurus-PROTECT, or pledged bitcoin at Arch, Ledn, Unchained or Mt Pelerin's partner banks.
Fidelity Investments
Institutional Services
BNY Mellon
Institutional Custody
Sygnum Bank (Switzerland)
Collateral Management
Sygnum Bank (Switzerland)
Lombard Lending
Sygnum Bank (Switzerland)
Multi-signature Lending
File the transfer, not just the address.
Know-Your-Transaction catches the hop that wallet-only screens miss. ScoreGuard KYT plus ChainTrace transfer exposure give hop context for stablecoin settlement, interbank deposit tokens and retail buy/sell rails.
Payments & stablecoin rails
Screen mint/redeem and transfer hashes for Fidelity FIDD flows, JPM Kinexys / deposit-token settlement, and Sygnum Connect crypto-fiat clearing.
Fidelity Investments
Stablecoin Support
JPMorgan Chase
Interbank Payments
JPMorgan Chase
Stablecoin Settlement
Sygnum Bank (Switzerland)
Crypto-Fiat Clearing
Execution & order flow
Attach KYT to retail spot buys and MiCA execution of orders (Openbank, Schwab, RAKBANK/ADCB, SG-FORGE) when a transfer is flagged.
Fidelity Investments
Retail Trading
Charles Schwab
Low-Cost Spot Access
RAKBANK & ADCB (UAE Regional Context)
App-Integrated Retail Trading
Santander
Retail crypto trading via Openbank (Grupo Santander digital bank)
Société Générale
SG-FORGE (regulated subsidiary)
See the path funds actually took.
Flux maps, multi-hop graphs and bridge-aware forensic diagrams explain layering across public chains — essential when custody, clearing or collateral leaves the first counterparty. Value that never leaves a permissioned ledger is outside what the indexers can see.
Tokenization & DLT rails
Trace the public-chain legs of tokenization programmes: JPM MONY subscriptions settle on Ethereum and Sygnum issues under Swiss DLT law. Mirrored MMF shares on GS DAP and Citi Token Services stay on permissioned ledgers no public indexer reads.
BNY Mellon
Tokenization Infrastructure
Goldman Sachs
Blockchain Platforms
Goldman Sachs
Institutional Liquidity
JPMorgan Chase
Tokenized Capital
Citigroup
Tokenized Asset Management
Clearing & collateral hops
Follow off-exchange collateral (Sygnum Protect), Swiss-bank Lombard books (AMINA, Arab Bank Switzerland, Mt Pelerin), 24/7 clearing and on-chain asset-servicing settlement when exposure is not on the first address.
BNY Mellon
Asset Servicing
Sygnum Bank (Switzerland)
Crypto-Fiat Clearing
Sygnum Bank (Switzerland)
Collateral Management
Sygnum Bank (Switzerland)
Lombard Lending
Sygnum Bank (Switzerland)
Multi-signature Lending
Know the provider behind the cluster.
Know-Your-VASP, cluster roles and typology labels ground counterparty diligence when you onboard institutional desks, licensed Crypto-Asset Service Providers, or wealth channels that introduce third-party venues.
CASP & custodian diligence
File KYV before routing settlement to Fidelity Digital Assets, BNY custody, SG-FORGE (MiCA Crypto-Asset Service Provider) or Sygnum banking clusters.
Fidelity Investments
Institutional Services
BNY Mellon
Institutional Custody
Sygnum Bank (Switzerland)
Crypto-Fiat Clearing
Société Générale
SG-FORGE (regulated subsidiary)
Sygnum Bank (Switzerland)
Lombard Lending
Introduced venues & products
Attribute the VASP or sub-custodian behind wealth-advised ETFs, exchange products and bank apps that introduce Bitpanda, Fuze or similar licensed venues.
Fidelity Investments
Exchange Products
Goldman Sachs
Investment Vehicles
Morgan Stanley
Wealth Management Access
RAKBANK & ADCB (UAE Regional Context)
App-Integrated Retail Trading
Encode your risk appetite into the screen.
Institutional desks do not share one traffic light. Policy Studio applies scenarios, severity bands and Holistix 1–5 tolerance levels so retail limits, qualified-investor gates and wholesale rails get different cuts.
Retail & wealth policy gates
Map Holistix tolerance to segment limits (e.g. RAKBANK retail vs Elite caps), Schwab/Fidelity state eligibility, and Morgan Stanley suitability bands before solicitation.
Fidelity Investments
Retail Trading
Morgan Stanley
Wealth Management Access
Charles Schwab
Low-Cost Spot Access
RAKBANK & ADCB (UAE Regional Context)
App-Integrated Retail Trading
Santander
Retail crypto trading via Openbank (Grupo Santander digital bank)
Qualified & institutional bands
Encode Accredited Investor / Qualified Purchaser thresholds (JPM MONY), institutional share classes and professional-client rules into the composed screen.
Fidelity Investments
Institutional Services
Goldman Sachs
Investment Vehicles
Goldman Sachs
Institutional Liquidity
JPMorgan Chase
Tokenized Capital
Sygnum Bank (Switzerland)
Lombard Lending
The first screen is not the last word.
Custody books, deposit tokens and retail wallets change after onboarding. Monitors and delta alerts rescreen subjects when designations, exposure or behaviour shift — without re-filing the whole book by hand.
Custody & servicing books
Rescreen BNY custody wallets, Fidelity Digital Assets settlement addresses, Sygnum collateral, and Arab Bank Switzerland or Mt Pelerin partner-bank books after new designations or material on-chain activity.
Fidelity Investments
Institutional Services
BNY Mellon
Institutional Custody
BNY Mellon
Asset Servicing
Sygnum Bank (Switzerland)
Collateral Management
Sygnum Bank (Switzerland)
Lombard Lending
Always-on settlement rails
Watch Kinexys BDAs, stablecoin mint/redeem addresses and Sygnum Connect hubs for deltas between settlement cycles.
Fidelity Investments
Stablecoin Support
JPMorgan Chase
Interbank Payments
JPMorgan Chase
Stablecoin Settlement
Sygnum Bank (Switzerland)
Crypto-Fiat Clearing
From screen to SAR-ready narrative.
scoreguard.sar builds a FinCEN-style who/what/when/where/why/how pack with exhibits and a file/escalate/review recommendation. Decision stays with the institution — the engine does not change the risk score.
Retail & wealth escalations
Assemble filing packs when Fidelity, Schwab, Openbank, UAE bank apps or wealth-advised crypto exposures trigger unusual activity.
Fidelity Investments
Retail Trading
Morgan Stanley
Wealth Management Access
Charles Schwab
Low-Cost Spot Access
RAKBANK & ADCB (UAE Regional Context)
App-Integrated Retail Trading
Santander
Retail crypto trading via Openbank (Grupo Santander digital bank)
Institutional & MiCA filings
Support STR-equivalent narratives for custody, wholesale payments and regulated Crypto-Asset Service Provider rails under US AML or EU MiCA supervision.
Fidelity Investments
Institutional Services
BNY Mellon
Institutional Custody
JPMorgan Chase
Interbank Payments
Sygnum Bank (Switzerland)
Crypto-Fiat Clearing
Société Générale
SG-FORGE (regulated subsidiary)
Put the subject in market context.
Macro adoption and illicit-share context help desks calibrate appetite when launching new ETPs, tokenization programmes or retail corridors — background for policy, not a substitute for the subject screen.
Product & issuance launches
Brief risk committees before FBTC-style ETPs, stablecoin reserve funds, GS DAP issuance or Sygnum tokenization programmes go live.
Fidelity Investments
Exchange Products
BNY Mellon
Tokenization Infrastructure
Goldman Sachs
Blockchain Platforms
Goldman Sachs
Investment Vehicles
Sygnum Bank (Switzerland)
Tokenization Engine
Market entry corridors
Frame crime-context research when opening US brokerage crypto, EU MiCA retail trading or UAE in-app corridors.
Fidelity Investments
Retail Trading
Morgan Stanley
Wealth Management Access
RAKBANK & ADCB (UAE Regional Context)
App-Integrated Retail Trading
Santander
Retail crypto trading via Openbank (Grupo Santander digital bank)
Directory coverage
The 17 providers in the directory run 31 distinct crypto-asset services between them, and 25 of those services name KYC, AML or sanctions screening in their own published requirements. A finished report is what turns that obligation into something a desk can act on.
Existing banking or brokerage franchise with a crypto product line (spot, custody, tokenization, or in-app trading).
10 entities · 19 services
Crypto-first bank under a banking licence (FINMA digital-asset banks in this directory).
2 entities · 6 services
Swiss private-bank Lombard or a SO-FIT arranger of bank Lombard. Not a crypto-native cash-advance desk.
2 entities · 3 services
Non-bank credit: NMLS lender or CIMA-registered VASP. Not a bank.
3 entities · 3 services
Crypto Assets Services
Each row in the directory is one service kind. The icon is a family mark — the kind label is still the CSV head.
Lombard Lending
Multi-signature Lending
Crypto Credit Lines
Secured Crypto Loans
Bitcoin-Backed Loans
Bitcoin-Native Lending
Crypto-Backed Loans
Crypto Lombard Loans
Stablecoin Support
Interbank Payments
Stablecoin Settlement
Crypto-Fiat Clearing
Tokenization Infrastructure
Blockchain Platforms
Tokenized Capital
Tokenized Asset Management
Tokenization Engine
Institutional Services
Institutional Custody
Asset Servicing
Collateral Management
Investment Vehicles
Institutional Liquidity
Wealth Management Access
Retail Trading
Exchange Products
Low-Cost Spot Access
App-Integrated Retail Trading
Retail crypto trading via Openbank (Grupo Santander digital bank)
SG-FORGE (regulated subsidiary)
Inbound and outbound scores with named scenarios, exported as JSON or CSV, so an eligibility decision carries its evidence rather than a bare traffic light.
scoreguard.sar turns the scored report into a who / what / when / where / why / how pack with exhibits and a file, escalate or review recommendation. The decision stays with the institution.
Holistix attaches a 1–5 tolerance level and a rules verdict, so a retail app limit and a qualified-purchaser gate can read the same screen differently.
Monitors, rescreens and delta alerts re-run a subject after a new designation, and every screen lands in the examiner’s own audit log. Counterparties the label book does not document stay unknown instead of being guessed.
Who the modules map against
Jump a house, then open one service. Long CSV cells (licence, jurisdictions, availability, requirements) sit behind those labels — they are quoted, not scored.
| Crypto-Asset Service Provider Entity | House identity on the card and in the jump row. |
|---|---|
| Crypto entity type | Four types — the cards above jump to that group. |
| License type | Published booking licence, quoted, behind the house details. |
| Jurisdictions | Authorised footprint, quoted, behind the house details. |
| Crypto Assets Services | One service block per kind. The kind label is the CSV head. |
| Service Availability in Coutries | Where that service is offered, behind the service details. |
| Requierments | Named gates for that row. The chip says whether KYC, AML or sanctions are named. |
| Specialty/Focus areas | Published product line for that service, on the service block. |
| Crypto Adoption Score | Strategy index percentage or not in index — not an AML score. |
10 entities · 19 services
Fidelity Investments
Traditional bank / broker
71%
Strategy index
4 services · 2 name KYC / AML / sanctions
License type. Fidelity Digital Assets, National Association (US national trust bank); Fidelity Digital Assets, Ltd. (FCA-registered).
Jurisdictions. United States (retail Fidelity Crypto, FBTC, FIDD). United Kingdom and European institutional clients via Fidelity Digital Assets, Ltd. Fidelity Crypto is not offered to non-US residents.
Crypto Adoption Score. 71% · Strategy Bitcoin Bank Adoption Index (public information as of 10 Jul 2026; approximate; Strategy has not published the scoring methodology). Not an AML score.
Retail spot crypto brokerage via the Fidelity Crypto mobile app (US taxable accounts).
Direct retail cryptocurrency investing via the Fidelity Crypto mobile app.
Wallet Screening
Address Verification
Transaction Screening
Policy Studio
Investigations & Filing
Research
Service Availability in Coutries. United States only (all 50 states for taxable Fidelity Crypto accounts). Not offered to non-US residents or internationally. Crypto IRAs currently unavailable in California and Oregon; some assets (e.g. Solana) may be restricted in Oregon.
Requierments. US citizen; age 18+; primary residence in a Fidelity Crypto-served state. Must pass identity verification / KYC. Moving to an unsupported jurisdiction can restrict or close the account. Crypto is not FDIC- or SIPC-insured. Offered by Fidelity Digital Assets, National Association (national trust bank).
Institutional digital-asset custody, execution and settlement through Fidelity Digital Assets.
Institutional-grade custody, execution, and settlement infrastructure through Fidelity Digital Assets.
Wallet Screening
Address Verification
Entity & VASP Intelligence
Policy Studio
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. United States (Fidelity Digital Assets, N.A.); United Kingdom and European institutional clients via Fidelity Digital Assets, Ltd. (FCA-registered). OCC filing states the bank targets retail in the US and institutions in the US and certain other countries. Canada historically limited (e.g. Fidelity Clearing Canada as a designated client).
Requierments. Institutional clients only (hedge funds, family offices, asset managers, RIAs, market intermediaries). Full KYC/AML onboarding. UK/EU clients served by FDA Ltd under UK Money Laundering Regulations; CARF/CRS self-certification required for FDA Ltd clients from 2026. FOS/FSCS do not cover FDA Ltd cryptoasset activities.
KYC / AML / sanctions not named in this row
Spot bitcoin ETP issuance (FBTC) with Fidelity Digital Assets as primary custodian.
Issuance of the Fidelity Wise Origin Bitcoin Fund (FBTC) spot ETF, acting as its own primary custodian.
Service Availability in Coutries. United States (Cboe BZX ticker FBTC). Prospectus: shares are not registered for public sale in any jurisdiction other than the US. Separate products exist elsewhere (Fidelity Advantage Bitcoin ETF / FBTC.TO in Canada; Fidelity Physical Bitcoin ETP for professional investors in AT, DE, DK, FI, IT, LU, NO, ES, SE, CH, NL, UK).
Requierments. US brokerage account (Fidelity or other US brokers). Tradable in taxable brokerage and Traditional/Roth IRAs; generally not a designated 401(k) option unless a self-directed brokerage window allows ETPs. Standard brokerage commissions. High-risk / volatile commodity ETP; not 1940 Act registered. Bitcoin custody at Fidelity Digital Assets, N.A.
KYC / AML / sanctions not named in this row
USD stablecoin (FIDD) mint and redeem for eligible Fidelity Crypto / FDA clients; reserves at BNY.
Operational integrations utilizing stablecoins.
Service Availability in Coutries. United States (purchase/redeem $1 via Fidelity Crypto, Fidelity Crypto for Wealth Managers, and Fidelity Digital Assets in eligible states/territories). Also listed on selected exchanges (e.g. Bullish, Kraken) on Ethereum mainnet; transferable to any Ethereum address.
Requierments. Retail/advisor $1 mint-redeem: Fidelity Crypto or FDA account in a US state/territory where FIDD is offered. Institutional mint-redeem: contact FDA client service. FIDD issued by Fidelity Digital Assets, N.A.; reserves at BNY. Access subject to account eligibility. Not FDIC/SIPC-insured.
Directory cites [1], [2] — URLs are not in
data/crypto_asset_service_providers.csv.
BNY Mellon
Traditional bank / broker
46%
Strategy index
3 services · 3 name KYC / AML / sanctions
License type. US qualified custodian under the Investment Advisers Act; BNY SA/NV (Belgium) authorised 20 Jul 2026 as a MiCA Crypto-Asset Service Provider for custody/administration and transfer (NBB). UAE ADGM expansion is not live (subject to definitive agreements and regulatory approvals).
Jurisdictions. United States; Europe via BNY SA/NV (Belgium / MiCA). UAE ADGM is not a live booking centre.
Crypto Adoption Score. 46% · Strategy Bitcoin Bank Adoption Index (public information as of 10 Jul 2026; approximate; Strategy has not published the scoring methodology). Not an AML score.
Qualified-custodian BTC and ETH wallets for select institutional clients, held with traditional portfolios.
Multi-asset digital wallet system allowing corporate clients to store Bitcoin (BTC) and Ether (ETH) alongside traditional portfolios.
Wallet Screening
Address Verification
Entity & VASP Intelligence
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. United States (live since Oct 2022 for select institutional clients). Europe: BNY SA/NV (Belgium) authorised 20 Jul 2026 as a MiCA Crypto-Asset Service Provider for custody/administration and transfer (NBB). UAE: expanding into ADGM (Abu Dhabi) via Finstreet and ADI Foundation for BTC/ETH custody, subject to definitive agreements and regulatory approvals.
Requierments. Select institutional clients only (corporates, funds, RIAs) — not retail. Existing or new BNY custody relationship; KYC/AML/sanctions screening; organisational documents and beneficial-ownership diligence. BNY is a qualified custodian under the US Investment Advisers Act. Currently BTC and ETH; assets accepted at custodian’s discretion. Sanctioned persons/jurisdictions prohibited.
Directory cites [1] — URLs are not in
data/crypto_asset_service_providers.csv.
Institutional on-chain reporting, accounting and settlement for digital-asset books.
Consolidated on-chain data reporting, accounting, and transaction settlement tools.
Service Availability in Coutries. United States institutional franchise; European servicing via BNY SA/NV (MiCA custody/transfer). Availability outside live booking centres is relationship- and jurisdiction-dependent.
Requierments. Institutional custody/asset-servicing clients only. Contractual custody agreement; KYC/AML; qualified-custodian / bank-grade controls. Not offered as a standalone retail product.
Directory cites [1] — URLs are not in
data/crypto_asset_service_providers.csv.
Books-and-records / tokenization manager for mirrored money-market fund shares (LiquidityDirect + GS DAP).
Operational linkage via LiquidityDirect to external private blockchains to manage tokenized versions of money-market funds.
Service Availability in Coutries. United States institutional (first US mirrored-tokenisation of MMF shares via LiquidityDirect + GS DAP). BNY states the product/services may not be available in all locations; confirm with a BNY relationship manager. Participating managers at launch: BlackRock, BNY Investments Dreyfus, Federated Hermes, Fidelity, Goldman Sachs AM.
Requierments. Institutional LiquidityDirect clients. Subscribe/redeem tokenized (mirror) MMF share classes through LiquidityDirect; BNY remains official books-and-records agent and tokenization manager. Phase one uses Goldman Sachs’ private permissioned GS DAP. Standard institutional KYC and fund eligibility (typically qualified institutional buyers / professional clients).
Directory cites [1] — URLs are not in
data/crypto_asset_service_providers.csv.
Goldman Sachs
Traditional bank / broker
45%
Strategy index
3 services · 1 name KYC / AML / sanctions
License type. Operates within Goldman Sachs registrations (SEC, FCA, MAS and others). No public self-serve onboarding; GS DAP is permissioned capital-markets DLT.
Jurisdictions. Institutional, jurisdiction-by-jurisdiction. Live capital-markets use cases concentrated in the EU, Hong Kong and Switzerland; STBXX and NEOS bitcoin-income ETFs are United States. Features may not be available in all jurisdictions.
Crypto Adoption Score. 45% · Strategy Bitcoin Bank Adoption Index (public information as of 10 Jul 2026; approximate; Strategy has not published the scoring methodology). Not an AML score.
KYC / AML / sanctions not named in this row
Permissioned capital-markets DLT (GS DAP) for tokenized bonds and other wholesale instruments.
Proprietary GS DAP private blockchain network built for tokenizing real-world financial instruments.
Service Availability in Coutries. Institutional, jurisdiction-by-jurisdiction. Live capital-markets use cases concentrated in the EU (e.g. EIB digital bonds), Hong Kong (HKMA digital green bond), and Switzerland (e.g. City of Lugano). Goldman states features may not be available in all jurisdictions. Operates within GS registrations (SEC, FCA, MAS and others).
Requierments. Existing Goldman Sachs institutional relationship (sovereigns, supranationals, investment-grade corporates, asset managers, banks). No public self-serve onboarding. Access subject to legal review, internal approvals, documentation, and technical integration. Same compliance, surveillance and reporting as GS traditional capital-markets activity. Local securities/DLT rules apply (e.g. EU DLT Pilot Regime, Swiss DLT Act).
KYC / AML / sanctions not named in this row
Institutional stablecoin-reserve money market (STBXX); NEOS bitcoin-income ETFs pending close (early 2027).
Capital liquidity tracking via a dedicated Stablecoin Reserves Fund and acquisition of NEOS to support derivatives-based bitcoin income products.
Service Availability in Coutries. Stablecoin Reserves Fund (STBXX): United States and certain US territories only; offered to US persons. NEOS bitcoin income ETFs (e.g. BTCI): US-listed; Goldman’s acquisition of NEOS expected to close early 2027 pending regulatory approval.
Requierments. STBXX: US persons; Institutional share class; intended primarily as GENIUS Act-eligible reserve assets for payment-stablecoin issuers (cash, T-bills ≤93 days, overnight Treasury repo). Does not invest in stablecoins. Money-market risks apply (not FDIC-insured). NEOS BTCI: US brokerage account; options-based bitcoin ETP (not spot bitcoin); high volatility and distribution risk; acquisition not yet closed.
Tokenized money-market subscription and redemption rails with participating asset managers.
Cross-enterprise fund settlement and subscription structures partnered with major global asset managers.
Service Availability in Coutries. United States institutional via BNY LiquidityDirect connectivity to GS DAP (mirrored tokenized MMF shares). Same location caveats as BNY’s tokenized-MMF product.
Requierments. Institutional investors with LiquidityDirect access and eligibility for the underlying US money-market funds. Existing relationships with participating managers (BlackRock, Dreyfus, Federated Hermes, Fidelity, GSAM). KYC/AML; professional/institutional client classification.
Directory cites [1], [2], [3] — URLs are not in
data/crypto_asset_service_providers.csv.
JPMorgan Chase
Traditional bank / broker
43%
Strategy index
3 services · 2 name KYC / AML / sanctions
License type. JPMorgan Chase Bank, N.A. and/or J.P. Morgan SE. Wholesale bank products (Kinexys / Blockchain Deposit Accounts; MONY private placement). Not a public retail Crypto-Asset Service Provider.
Jurisdictions. United States; EMEA — Luxembourg, London, Frankfurt, Dublin, Amsterdam; APAC — Hong Kong, Singapore, Sydney. MONY is United States private placement (Reg D 506(c)) only.
Crypto Adoption Score. 43% · Strategy Bitcoin Bank Adoption Index (public information as of 10 Jul 2026; approximate; Strategy has not published the scoring methodology). Not an AML score.
Wholesale deposit-token payments (Kinexys Digital Payments / JPM Coin Blockchain Deposit Accounts).
Private blockchain network handling internal high-volume global cash settlements.
Service Availability in Coutries. Kinexys Digital Payments (formerly JPM Coin) Blockchain Deposit Accounts: United States; EMEA — Luxembourg, London, Frankfurt, Dublin, Amsterdam; APAC — Hong Kong, Singapore, Sydney. Currencies include USD, EUR, GBP, AUD, HKD, JPY, RMB, SGD. BDA booking locations: New York (JPMorgan Chase Bank, N.A.) and/or Frankfurt (J.P. Morgan SE).
Requierments. Corporate Investment Banking and Commercial Banking clients only (CB availability limited). Must hold a USD and/or EUR J.P. Morgan demand deposit account in an approved funding location; open a Blockchain Deposit Account; complete Global Payments API onboarding. Authorised-signatory documentation and bank KYC/AML. Not a retail/public product. API access to BDAs in EUR/USD currently NY and/or Frankfurt.
KYC / AML / sanctions not named in this row
Private tokenized money-market fund (MONY) on public Ethereum via Morgan Money.
Live tokenized money market fund allocations designed for rapid, automated cross-border institutional collateral usage.
Service Availability in Coutries. United States private placement (Reg D 506(c)). My OnChain Net Yield Fund (MONY) tokens issued on public Ethereum; subscriptions/redemptions via Morgan Money. Not registered for public sale outside the US.
Requierments. Qualified investors only: US Accredited Investors (Securities Act) and Qualified Purchasers (Investment Company Act). Reported minimum investment about $1 million; QP thresholds typically $5 million (individuals) / $25 million (institutions). Access exclusively through Morgan Money. Subscribe/redeem in cash or stablecoins; investor must provide a blockchain address. High-risk private fund; not a 1940 Act money-market fund.
Wholesale programmable payments / deposit tokens (including JPMD) — not a public retail stablecoin.
Internal institutional settlement capabilities deploying private stablecoin mechanisms.
Service Availability in Coutries. Same Kinexys network as interbank payments (US, selected EMEA and APAC booking centres). Deposit-token / programmable-payment rails (including JPMD) are wholesale, not public stablecoins.
Requierments. J.P. Morgan CIB/CB institutional clients with a Blockchain Deposit Account and approved DDA. Bank KYC/AML, sanctions screening, and product documentation. Not available to retail customers or non-clients.
Directory cites [1], [2] — URLs are not in
data/crypto_asset_service_providers.csv.
Morgan Stanley
Traditional bank / broker
43%
Strategy index
1 service · 1 name KYC / AML / sanctions
License type. US wealth-management / broker-dealer distribution of US-listed spot bitcoin ETFs; E*TRADE closed-loop spot via zerohash. Morgan Stanley Bitcoin Trust shares are not registered for public sale outside the US.
Jurisdictions. United States.
Crypto Adoption Score. 43% · Strategy Bitcoin Bank Adoption Index (public information as of 10 Jul 2026; approximate; Strategy has not published the scoring methodology). Not an AML score.
Advisor-solicited US spot bitcoin ETFs for eligible wealth clients; E*TRADE closed-loop spot via zerohash.
Discretionary advisor access to spot Bitcoin ETFs, enabling qualified private wealth clients to integrate crypto exposures directly into regular brokerage accounts.
Wallet Screening
Address Verification
Entity & VASP Intelligence
Policy Studio
Investigations & Filing
Research
Service Availability in Coutries. United States. Morgan Stanley wealth advisors may solicit eligible clients into US-listed spot bitcoin ETFs (initially iShares Bitcoin Trust and Fidelity Wise Origin Bitcoin Fund). Morgan Stanley Bitcoin Trust (MSBT) shares are not registered for public sale outside the US. Separate E*TRADE spot crypto (BTC, ETH, SOL via zerohash) is US-based only.
Requierments. Wealth Management: typically net worth ≥ $1.5 million, aggressive risk tolerance, and suitability for speculative investments; originally taxable brokerage (not retirement) for solicited ETF purchases. E*TRADE: US-based client; individual brokerage account plus a linked non-brokerage zerohash crypto account; KYC; no crypto deposits/withdrawals at launch. Crypto at zerohash is not FDIC- or SIPC-protected. Galaxy in-kind ETP conversion: high-net-worth; reduced minimum about $5 million.
Citigroup
Traditional bank / broker
43%
Strategy index
1 service · 1 name KYC / AML / sanctions
License type. Bank-operated Citi Token Services on a private permissioned blockchain. Not a retail crypto-trading product.
Jurisdictions. Citi Token Services live in United States, United Kingdom, Singapore, Hong Kong, and Dublin (Ireland).
Crypto Adoption Score. 43% · Strategy Bitcoin Bank Adoption Index (public information as of 10 Jul 2026; approximate; Strategy has not published the scoring methodology). Not an AML score.
Bank-operated Citi Token Services (tokenized deposits / 24/7 USD clearing) and selected trade-finance pilots.
Cross-border smart contract networks built to manage institutional liquidity and automate trade finance procedures.
Service Availability in Coutries. Citi Token Services live in United States, United Kingdom, Singapore, Hong Kong, and Dublin (Ireland). USD live; EUR added with the Dublin expansion. 24/7 USD Clearing integration initially for clients with Citi accounts in the UK and US; Citi has licenses in 90+ countries and plans further CTS market expansion.
Requierments. Institutional and multinational corporate Citi clients with accounts at live CTS branches. Clients do not hold or manage tokens; Citi operates a private permissioned blockchain. Existing Citi KYC/AML and sanctions controls. Not a retail crypto-trading product. Trade-finance (smart-contract) flows have been piloted with selected counterparties.
Directory cites [1], [2] — URLs are not in
data/crypto_asset_service_providers.csv.
Charles Schwab
Traditional bank / broker
32%
Strategy index
1 service · 0 name KYC / AML / sanctions
License type. Charles Schwab Premier Bank, SSB; Paxos for execution and sub-custody.
Jurisdictions. United States: all states except New York and Louisiana. Not available in any US territory or any international jurisdiction.
Crypto Adoption Score. 32% · Strategy Bitcoin Bank Adoption Index (public information as of 10 Jul 2026; approximate; Strategy has not published the scoring methodology). Not an AML score.
KYC / AML / sanctions not named in this row
Closed-loop retail bitcoin and ether inside a Schwab brokerage account (Paxos execution / sub-custody).
Low-commission retail cryptocurrency trading, offering direct Bitcoin and Ether transaction access to everyday brokerage clients.
Service Availability in Coutries. United States: all states except New York and Louisiana. Not available in any US territory or any international jurisdiction. Accounts may be restricted or closed if the client moves to an unsupported jurisdiction.
Requierments. Existing eligible Schwab brokerage account; Schwab Crypto account offered by Charles Schwab Premier Bank, SSB (Paxos for execution/sub-custody). Application subject to bank review and approval — not all clients qualify. Bitcoin and ether only at launch; no crypto deposits or withdrawals (closed loop). Stated trading fee 0.75%. Crypto is not FDIC-insured or SIPC-protected.
Directory cites [1] — URLs are not in
data/crypto_asset_service_providers.csv.
RAKBANK & ADCB (UAE Regional Context)
Traditional bank / broker
Not in index
Not in index
1 service · 1 name KYC / AML / sanctions
License type. Not a bank CASP licence. UAE onshore banks introducing retail crypto via VARA-licensed VASPs: Bitpanda Broker MENA DMCC (RAKBANK) and Morpheus Technology / Fuze (ADCB Securities).
Jurisdictions. United Arab Emirates only (onshore UAE banking customers).
Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: UAE onshore bank apps introducing retail crypto via VARA-licensed VASPs (Bitpanda Broker MENA / Fuze); closed-loop fiat on-ramp, not a bank CASP licence.. Not an AML score.
UAE bank-app retail buy/sell/swap via VARA-licensed VASPs (Bitpanda / Fuze); closed-loop AED accounts.
Direct in-app crypto trading platform (powered by integrations like Bitpanda and Fuze) allowing local customers to buy, sell, and swap digital assets natively using fiat AED accounts.
Wallet Screening
Address Verification
Transaction Screening
Entity & VASP Intelligence
Policy Studio
Investigations & Filing
Research
Service Availability in Coutries. United Arab Emirates only (onshore UAE banking customers). Execution/custody via VARA-licensed VASPs: Bitpanda Broker MENA DMCC (RAKBANK) and Morpheus Technology / Fuze (ADCB Securities).
Requierments. RAKBANK: age 21+; UAE resident; minimum monthly salary/declared income AED 5,000+; active conventional RAKBANK AED current or savings account (Islamic accounts cannot be linked per the product page); Emirates ID scan; Bitpanda KYC/onboarding. Crypto investment limits by segment (retail AED 240,000; Select AED 576,000; Elite AED 6,000,000) with documented limit-increase requests. ADCB: existing active ADCB Securities customer; AED account only; FacePass onboarding; ADCB Securities acts only as introducer — trading/custody by Fuze (VARA). No external wallet transfers on either closed-loop app flow.
Directory cites [1], [2] — URLs are not in
data/crypto_asset_service_providers.csv.
Santander
Traditional bank / broker
35%
Strategy index
1 service · 1 name KYC / AML / sanctions
License type. OPEN BANK, S.A. is a MiCA Crypto-Asset Service Provider authorised by Spain’s CNMV (24 Jul 2025) for custody/administration and execution of orders.
Jurisdictions. Spain and Germany (live). Broader EU passport is legally possible but not yet notified beyond ES and DE.
Crypto Adoption Score. 35% · Strategy Bitcoin Bank Adoption Index (public information as of 10 Jul 2026; approximate; Strategy has not published the scoring methodology). Not an AML score.
MiCA retail in-app buy, sell and hold at Openbank (Spain and Germany); closed-loop custody.
buy, sell and hold major cryptocurrencies (Bitcoin, Ether, Litecoin, Polygon, Cardano; Solana and Polkadot added) inside the banking app, funded in EUR, with in-app custody.
Wallet Screening
Address Verification
Transaction Screening
Policy Studio
Investigations & Filing
Research
Service Availability in Coutries. Spain and Germany (live). OPEN BANK, S.A. is a MiCA Crypto-Asset Service Provider authorised by Spain’s CNMV (24 Jul 2025) for custody/administration and execution of orders; passported to those two member states. Broader EU passport is legally possible but not yet notified beyond ES and DE.
Requierments. Must be an Openbank customer in Spain or Germany (standard bank KYC; typically 18+). Closed-loop model: no external wallet deposits/withdrawals at launch. Stated fees 1.49% per buy/sell (€1 minimum); no custody fee. Supervised as a Crypto-Asset Service Provider under MiCA; investor-protection and complaints rules of the home regulator (CNMV) apply.
Société Générale
Traditional bank / broker
35%
Strategy index
1 service · 1 name KYC / AML / sanctions
License type. SG-FORGE is an ACPR-licensed EMI (stablecoin issuance) and AMF-authorised Crypto-Asset Service Provider/investment firm. MiCA CASP services: custody/administration, transfer, and execution of orders.
Jurisdictions. France (home). Crypto-Asset Service Provider passported across 29 EEA states. Not available to US Persons.
Crypto Adoption Score. 35% · Strategy Bitcoin Bank Adoption Index (public information as of 10 Jul 2026; approximate; Strategy has not published the scoring methodology). Not an AML score.
MiCA EMT issuance (EURCV / USDCV) plus CASP custody, transfer and order execution for institutional settlement.
MiCA Crypto-Asset Service Provider services (custody/administration, transfer, and execution of orders) plus issuance of MiCA electronic-money tokens EUR CoinVertible (EURCV) and USD CoinVertible (USDCV) for institutional settlement, treasury, and on-chain payments. Also listed via exchanges and brokers for wider distribution.
Service Availability in Coutries. France (home). Crypto-Asset Service Provider passported across 29 EEA states (AT, BE, BG, CY, CZ, DE, DK, EE, EL, ES, FI, HR, HU, IE, IS, IT, LI, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI, SK). EURCV/USDCV distributed on multiple chains (Ethereum, Solana, XRPL, Stellar) via exchanges/brokers in the EEA and other non-US markets. Not available to US Persons.
Requierments. Direct mint/redeem: Societe Generale Group KYC/AML/sanctions onboarding (historically address whitelisting; EURCV later made freely transferable as a MiCA EMT). Institutional, corporate and retail access via authorised brokers/exchanges; direct issuer redemption refused for non-Permitted Transferees. US Persons (Reg S / CEA / CFTC definitions) prohibited. SG-FORGE is an ACPR-licensed EMI (stablecoin issuance) and AMF-authorised Crypto-Asset Service Provider/investment firm.
2 entities · 6 services
Sygnum Bank (Switzerland)
Digital-asset bank
Not in index
Not in index
5 services · 5 name KYC / AML / sanctions
License type. FINMA banking and securities-dealer licence; MAS Capital Markets Services licence; Luxembourg; UAE ADGM FSRA Financial Services Permission.
Jurisdictions. Switzerland, Singapore, Luxembourg, UAE ADGM. Does not onboard US persons or sanctioned-country persons. Cannot promote services where it is not locally authorised. Lending pages: products on sygnum.com are authorised in Switzerland.
Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: FINMA bank + MAS CMS + Luxembourg + ADGM FSRA; custody; 24/7 trading; staking; Sygnum Connect clearing; Sygnum Protect off-exchange collateral; Swiss DLT tokenization; live Lombard lending. MultiSYG announced H1 2026, not live.. Not an AML score.
24/7 qualified/institutional crypto–fiat–stablecoin clearing (Sygnum Connect).
24/7 settlement network (Sygnum Connect) facilitating fast clearing across multi-currency fiat, stablecoin, and crypto layers.
Transaction Screening
Graph & Forensics
Entity & VASP Intelligence
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. Authorised hubs: Switzerland (FINMA banking and securities-dealer licence); Singapore (MAS Capital Markets Services licence); Luxembourg; UAE ADGM (FSRA Financial Services Permission). Serves professional/institutional clients internationally where authorised. Does not onboard US persons or sanctioned-country persons (including Russia, North Korea, Iran, Cuba, Syria). Cannot promote services in countries where it is not locally authorised.
Requierments. Not retail. Private qualified investors: typically ≥ CHF 100,000 deposit or trading volume; Swiss CISA qualified-investor status (knowledge plus liquid assets of at least CHF 500,000). Age 18+. Enhanced KYC, source-of-wealth and source-of-funds. Corporates/institutions by arrangement. US persons excluded (SEC/CFTC). Fiat accounts in CHF, EUR, USD, GBP, SGD.
Directory cites [1] — URLs are not in
data/crypto_asset_service_providers.csv.
Off-exchange collateral (Sygnum Protect) while clients trade on connected venues.
Sygnum Protect system allows users to execute trades across external exchanges while retaining asset collateral securely off-exchange.
Service Availability in Coutries. Same licensed footprints as Sygnum banking (Switzerland, Singapore, Luxembourg, UAE ADGM); international professional clients excluding US persons and sanctioned jurisdictions.
Requierments. Requires an onboarded Sygnum banking relationship (qualified private or institutional). Same KYC/AML, minimum-relationship and restricted-jurisdiction rules as Sygnum Connect. Off-exchange collateral retained at Sygnum while trading on connected venues.
Directory cites [1] — URLs are not in
data/crypto_asset_service_providers.csv.
Issuance of tokenized capital under Swiss DLT law for professional and institutional clients.
Native platform setup to originate capital from asset classes onto the blockchain.
Service Availability in Coutries. Issuance under Swiss DLT law from the Swiss bank; distribution to professional/institutional clients in authorised markets (Switzerland, Singapore, Luxembourg, ADGM/UAE). Not offered to US persons.
Requierments. Institutional issuers and qualified investors only. Swiss/Singapore/UAE licensing perimeter; full KYB/KYC, prospectus or offering-document compliance, and investor-qualification checks. US persons not accepted.
Directory cites [1] — URLs are not in
data/crypto_asset_service_providers.csv.
Bank Lombard / overdrafts against 20+ custodied tokens (BTC, ETH, SOL and others).
Crypto-backed credit lines and overdrafts in CHF, EUR, USD and SGD against BTC, ETH, SOL (including staked SOL for eligible clients), POL, XRP and 20+ other tokens held in Sygnum custody. Assets stay in the client custody account and lock automatically to the collateralisation level. Same-day assessment for existing clients.
Wallet Screening
Address Verification
Graph & Forensics
Entity & VASP Intelligence
Policy Studio
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. Authorised in Switzerland (FINMA banking and securities-dealer licence). Sygnum also operates licensed hubs in Singapore (MAS CMS), Luxembourg and UAE ADGM (FSRA). The lending pages state products on sygnum.com are authorised in Switzerland and cannot be promoted where Sygnum is not locally authorised. US persons and sanctioned-country persons are not onboarded.
Requierments. Must already be (or become) a private qualified or institutional Sygnum client. Age 18+. Typical relationship floor around CHF 100,000 deposit or trading volume; Swiss CISA qualified-investor path commonly requires knowledge plus liquid assets of at least CHF 500,000. Enhanced KYC, source-of-wealth and source-of-funds. Mixer, high-risk P2P or sanctioned-platform history is a Swiss-bank rejection, not a remediation product. US persons excluded (SEC/CFTC). Staked SOL collateral is not accepted for residents of certain countries.
Announced MultiSYG bitcoin loans in 3-of-5 escrow with Debifi — not a live booking product until H1 2026.
MultiSYG, announced with Debifi on 24 Oct 2025 for launch in H1 2026 — fiat loans against Bitcoin held in a 3-of-5 multi-signature escrow (borrower, Sygnum and independent signers) so the client keeps shared on-chain control rather than full bank custody. Complements the live Lombard book; it is not yet a live self-serve product.
Wallet Screening
Address Verification
Graph & Forensics
Entity & VASP Intelligence
Policy Studio
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. Licensed footprints are the same Sygnum hubs as Lombard Lending: Switzerland, Singapore, Luxembourg and UAE ADGM. Announced as available to Sygnum Bank customers on launch (H1 2026), irrespective of the client's jurisdiction, still inside Sygnum's licensing perimeter. Not a live booking product until launch. US persons and sanctioned-country persons are not onboarded.
Requierments. Requires an onboarded Sygnum banking relationship (qualified private or institutional). Same KYC/AML, source-of-wealth and restricted-jurisdiction rules as Lombard Lending. Confirm live availability with Sygnum; do not treat the announcement as an open credit offer.
AMINA Bank AG (formerly SEBA Bank)
Digital-asset bank
Not in index
Not in index
1 service · 1 name KYC / AML / sanctions
License type. Swiss FINMA banking and securities-dealer licence (2019). ADGM branch: FSRA Financial Services Permission (Feb 2022) to advise on / arrange credit and custody for Professional Clients. Hong Kong: AMINA (Hong Kong) Limited SFC Types 1, 4 and 9; Type 1 digital-asset dealing uplift for Professional Investors (Oct 2025). EU: AMINA (Austria) AG MiCA CASP licence from Austria's FMA (Oct 2025) for custody, exchange, transfer and portfolio management. Products on aminagroup.com are licensed in Switzerland unless a local hub applies.
Jurisdictions. Switzerland; UAE ADGM; Hong Kong; Austria / EEA (MiCA). Confirm the booking entity (Zug, ADGM, Hong Kong or Austria) before applying.
Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: FINMA bank + ADGM FSRA + Hong Kong SFC + Austria FMA MiCA CASP; custody; 24/7 trading; staking; crypto and securities-backed credit from CHF 200,000.. Not an AML score.
FINMA digital-asset bank credit: fiat or crypto loans and overdrafts against crypto and traditional collateral.
Fixed-term and roll-over loans, plus overdrafts, secured against crypto (BTC, ETH, SOL, XRP, LTC, ADA, BCH, DOT, USDC, USDT and others, including some staked coins on enquiry) or traditional assets (stocks, ETFs, funds, bonds). Payout in major fiat and selected cryptocurrencies. Minimum loan and overdraft CHF 200,000 or equivalent. Credit cards are issued by Viseca, not AMINA itself.
Wallet Screening
Address Verification
Graph & Forensics
Entity & VASP Intelligence
Policy Studio
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. Swiss FINMA banking and securities-dealer licence (2019, then SEBA). ADGM branch: FSRA Financial Services Permission (Feb 2022) to advise on / arrange credit and custody for Professional Clients. Hong Kong: AMINA (Hong Kong) Limited SFC Types 1, 4 and 9; Type 1 digital-asset dealing uplift for Professional Investors (Oct 2025). EU: AMINA (Austria) AG MiCA CASP licence from Austria's FMA (Oct 2025) for custody, exchange, transfer and portfolio management. AMINA states products on aminagroup.com are licensed in Switzerland and are not registered outside Switzerland unless a local hub applies. UK visitors are steered to a UK-specific site.
Requierments. Bank-grade KYC/AML and sanctions screening under Swiss and local hub rules, including source-of-wealth and crypto provenance. Corporates: KYB, beneficial ownership, operating documents. Loans start from CHF 200,000 or equivalent. Professional / institutional onboarding at ADGM, Hong Kong and the Austrian CASP. Confirm the booking entity (Zug, ADGM, Hong Kong or Austria) before applying — LTV is set per asset and client, not as a public SafeScore quote.
2 entities · 3 services
Arab Bank (Switzerland) Ltd.
Private-bank / arranged Lombard
Not in index
Not in index
2 services · 2 name KYC / AML / sanctions
License type. Arab Bank (Switzerland) Ltd., FINMA banking and securities-business licence. The group has an in-principle ADGM advisory licence (not a live lending booking centre).
Jurisdictions. Switzerland: Geneva head office and Zurich branch. Digital-asset lending is a Swiss private-banking product. ADGM is not a live lending booking centre.
Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: FINMA private bank; on-premise Taurus-PROTECT custody; trading; staking; BTC/ETH Lombard (published LTV ceiling 40%).. Not an AML score.
FINMA private-bank Lombard against BTC/ETH in segregated Taurus-PROTECT custody.
Fiat liquidity against Bitcoin or Ethereum held in the client's segregated, off-balance-sheet custody account. Published loan-to-value up to 40%. The bank describes the use case as real-estate acquisition or portfolio diversification inside a FINMA private-banking relationship — structured Lombard credit, not a crypto-native cash-advance desk.
Wallet Screening
Address Verification
Graph & Forensics
Entity & VASP Intelligence
Policy Studio
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. Switzerland: Arab Bank (Switzerland) Ltd., FINMA banking and securities-business licence, Geneva head office (Place de Longemalle 10-12) and Zurich branch (Uraniastrasse 14). Digital-asset lending is a Swiss private-banking product. The group has an in-principle ADGM advisory licence (not a live lending booking centre) and a Lebanon banking subsidiary that is not this crypto-loan book. Pages on arabbank.ch are not an offer in every jurisdiction — confirm nationality and residence with the bank before applying.
Requierments. Must already be, or become, a private-banking or institutional client of Arab Bank (Switzerland) Ltd. FINMA bank KYC/AML and sanctions screening, plus source-of-wealth and source-of-funds on how the crypto was acquired. The bank names entrepreneurs, miners, long-term holders, traders, family offices, foundations and institutions as the digital-assets clientele. Collateral is Bitcoin or Ethereum in Taurus-PROTECT on-premise custody (FIPS Level 3; ISAE 3402 Type II on key generation and key management), fully segregated per client and held off-balance sheet. No public self-serve minimum or APR — LTV and size are set by the desk (published LTV ceiling 40%). Mixer, high-risk P2P or sanctioned-platform history is a Swiss-bank rejection, not a remediation product.
On-premise Taurus-PROTECT safekeeping, app/mandate trading, staking and NFT custody for private-bank clients.
On-premise Taurus-PROTECT safekeeping of digital assets (Bitcoin, Ether, Solana, Aave, Chainlink, Uniswap and other Layer-1 / ERC-20 tokens, plus NFT custody). Assets are fully segregated per client and held off-balance sheet. Trading on the banking app or via discretionary mandate; staking on Ethereum, Solana, Tezos and Polkadot. The Diamond Hands Fund (ABS with XBTO) is a separate Bitcoin yield overlay, not the loan book.
Wallet Screening
Address Verification
Entity & VASP Intelligence
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. Same Swiss FINMA private-bank perimeter as Crypto-Backed Loans (Geneva and Zurich). Not a retail self-custody wallet. Confirm booking and promotion limits with the bank.
Requierments. Existing or new private-banking / institutional relationship. Full FINMA KYC/AML, sanctions screening and source-of-wealth. Not a public app onboarding flow. Custody certifications published by the bank: FIPS Level 3 and ISAE 3402 Type II for key generation and key management.
Mt Pelerin Group Ltd
Private-bank / arranged Lombard
Not in index
Not in index
1 service · 1 name KYC / AML / sanctions
License type. SO-FIT affiliated arranger (not a FINMA bank, not a MiCA CASP). Mt Pelerin Group Ltd is affiliated with SO-FIT as a financial intermediary under AMLA art. 2 para. 3; SO-FIT is a FINMA-recognised SRO.
Jurisdictions. Arranged in Switzerland. Not available to US or Russian persons; not to residents of the exclusion list on the official lombard page. Brokerage services are not marketed to EU or UK residents except reverse solicitation.
Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: SO-FIT AMLA intermediary (not a FINMA bank, not a MiCA CASP); OTC crypto-fiat brokerage and arranged Swiss-bank Lombard against native BTC/ETH.. Not an AML score.
SO-FIT arranger of Swiss-bank Lombard against native BTC/ETH; OTC crypto-fiat on/off-ramp (not a bank).
SO-FIT affiliated arranger (not a FINMA bank, not a MiCA CASP). Fiat loans in USD, EUR or CHF against native Bitcoin or Ether, arranged with partner Swiss banks. Published terms: minimum loan $200,000; LTV up to 20% (example: $1m loan requires $5m of BTC/ETH); base fee 3% plus the currency interest rate; flexible duration. Collateral sits in segregated wallets at the partner Swiss bank.
Wallet Screening
Address Verification
Graph & Forensics
Entity & VASP Intelligence
Policy Studio
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. Arranged in Switzerland. Mt Pelerin Group Ltd (CHE-188.552.084, Neuchâtel) is affiliated with SO-FIT as a financial intermediary under AMLA art. 2 para. 3; SO-FIT is a FINMA-recognised SRO. It does not hold a Swiss banking licence and is not a MiCA Crypto-Asset Service Provider. Official lombard page: not available to US or Russian persons; not to residents of Afghanistan, Angola, Bangladesh, Belarus, Burkina Faso, Burundi, Central African Republic, Cuba, DRC, Guinea, Guinea-Bissau, Haiti, Indonesia, Iran, Iraq, Lebanon, Libya, Mainland China (Hong Kong and Taiwan accepted), Mali, Myanmar, Nicaragua, Niger, North Korea, Russia, Somalia, Sudan, South Sudan, Syria, Trinidad and Tobago, Venezuela, Yemen or Zimbabwe. Brokerage services are not marketed to EU or UK residents except reverse solicitation.
Requierments. Register with Mt Pelerin, pass KYC and document the origin of the crypto funds. Corporates may apply. Native BTC or ETH only — wrapped or staked ETH and stablecoins are not accepted as collateral. Loan is repaid in the borrowed fiat (USD, EUR or CHF), not in crypto. Confirm live bank-partner terms with Mt Pelerin; older press quotes of 40% LTV or $50k minima are superseded by the current official page ($200,000 / 20% LTV). Mixer, OFAC or high-risk history is a rejection at the custody bank, not a wash path.
3 entities · 3 services
Arch Lending (ChainFi, Inc.)
Crypto-native lender
Not in index
Not in index
1 service · 1 name KYC / AML / sanctions
License type. ChainFi, Inc. dba Arch Lending, NMLS #2637200. Not a bank. Collateral custodied at Anchorage Digital (OCC-chartered national trust bank).
Jurisdictions. United States (44 states/territories; California not currently supported). International entities supported where permitted.
Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: US NMLS lender (not a bank); BTC/ETH/SOL/XRP-backed loans; collateral at Anchorage Digital; no credit check.. Not an AML score.
US NMLS crypto-backed loans (USD/USDC) against BTC, ETH, SOL and XRP; Anchorage Digital custody.
USD, USDC (wallet), wire or ACH loans against BTC, ETH, SOL and XRP. Collateral held in segregated cold storage at Anchorage Digital (OCC-chartered national trust bank) with published no-rehypothecation and Lloyd's of London insurance through Anchorage. Starting LTV published as BTC 60% / ETH 55% / SOL and XRP 45%, with margin-call and partial-liquidation levels above that. Terms 1–12 months; published Bitcoin-backed rates from about 7% depending on size. Default minimum about $5,000 (varies by collateral and state). No credit check.
Wallet Screening
Address Verification
Graph & Forensics
Entity & VASP Intelligence
Policy Studio
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. ChainFi, Inc. dba Arch Lending, NMLS #2637200, 595 Broadway, New York. Individuals: 44 US states/territories (AK AL AR AZ CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO NC NE NH NJ NM NY OH OK OR PA PR SC SD TN TX UT VA WA WI WV WY); California not currently supported. Businesses/trusts: a similar 44-jurisdiction list (includes DE, MS, NV; excludes CA). International entities supported where permitted — ask Arch. Not a bank.
Requierments. KYC for individuals: government-issued ID; proof of address (utility bill or bank statement dated within 6 months) when requested. Businesses: KYB after personal KYC — articles of incorporation, EIN, letter of authority (LLC). Terms of Service collect name, address, DOB, SSN/TIN and consent to share identity data with Anchorage and BitGo for KYC/AML. Borrower and beneficial owners must not be OFAC-sanctioned. Arch's AML page describes blockchain analysis and transaction monitoring; it does not publish a mixer-washing path. Collateral must be sent to the Anchorage deposit address within 24 hours of signing.
Ledn
Crypto-native lender
Not in index
Not in index
1 service · 1 name KYC / AML / sanctions
License type. Ledn Cayman SEZC Inc. is regulated as a VASP by the Cayman Islands Monetary Authority (CIMA) for lending products other than Growth accounts.
Jurisdictions. Dollar loans offered globally but blocked in listed jurisdictions. US states currently unsupported: California, Connecticut, Hawaii, Nevada, North Dakota, South Dakota, Tennessee, Washington, and Washington D.C. Canadian provinces currently unsupported: New Brunswick, Nova Scotia, Saskatchewan, Quebec.
Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: CIMA-registered VASP (Ledn Cayman SEZC Inc.) for lending other than Growth accounts; bitcoin-backed loans with published proof-of-reserve attestations.. Not an AML score.
CIMA-regulated bitcoin-backed (and limited ETH) loans with published proof-of-reserve attestations.
USD, local-fiat or stablecoin loans typically issued at 50% LTV against Bitcoin collateral (ETH-backed loans exist but are not eligible for renewal). Published APR tiers from about 11.4% below $250,000 to about 9.2% at $2,000,000+ (platform terms govern). 2% administration fee at origination, waived for clients in Canada and the United States. Collateral is custodied and not re-lent; Ledn publishes regular third-party proof-of-reserve attestations. Identity verification applies; no traditional credit check.
Wallet Screening
Address Verification
Graph & Forensics
Entity & VASP Intelligence
Policy Studio
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. Ledn Cayman SEZC Inc. is regulated as a VASP by the Cayman Islands Monetary Authority (CIMA) for lending products other than Growth accounts. Dollar loans are offered globally but blocked in listed jurisdictions. US states currently unsupported: California, Connecticut, Hawaii, Nevada, North Dakota, South Dakota, Tennessee, Washington, and Washington D.C. Canadian provinces currently unsupported: New Brunswick, Nova Scotia, Saskatchewan, Quebec. Some eligible locations require a minimum principal or confirmation of commercial purpose. Check Ledn's eligibility page before applying.
Requierments. KYC is mandatory before any product: government-issued photo ID (passport, national ID or driver's licence) and proof of address dated within the last three months (utility bill, bank statement or tax document). Source-of-wealth / source-of-funds may be requested for assets on the platform. Corporates complete KYB (registration documents plus authorised-signatory identity). Wires must come from a bank account in the same legal name. Restricted jurisdictions cannot be onboarded.
Unchained Capital, Inc.
Crypto-native lender
Not in index
Not in index
1 service · 1 name KYC / AML / sanctions
License type. Loans originated by Unchained Capital, Inc. (NMLS 1900773) or B&C Lending LLC (NMLS 2656661), serviced by Bitcoin Collateral Services LLC (NMLS 2423070). Not a bank. California commercial loans may be made under DFPI Financing Law Licence No. 60DBO-78867.
Jurisdictions. US business entities only (no international accounts; not originated to individuals or sole proprietorships). Commercial loans not available in Louisiana, Montana, Nevada, New Mexico, New York, North Dakota, South Dakota, or Puerto Rico. Vermont only above $1,000,000.
Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: US commercial bitcoin-only loans; 2-of-3 multisig collateral (borrower, Unchained, independent key agent); not a bank.. Not an AML score.
US commercial bitcoin-only loans in a 2-of-3 multisig vault the borrower can verify on-chain.
Commercial bitcoin-backed loans with a published $150,000 minimum and 12-payment interest-only terms. Collateral sits in a 2-of-3 multi-signature address (borrower, Unchained, independent key agent) inside the UC Secured Assets Trust; Unchained does not rehypothecate loan bitcoin and the borrower can verify the UTXO on a hardware wallet. Bitcoin only — no other collateral. Origination fees are deducted from principal. Unchained is not a bank; loans originated by Unchained Capital, Inc. (NMLS 1900773) or B&C Lending LLC (NMLS 2656661), serviced by Bitcoin Collateral Services LLC (NMLS 2423070).
Wallet Screening
Address Verification
Graph & Forensics
Entity & VASP Intelligence
Policy Studio
Monitoring & Alerts
Investigations & Filing
Service Availability in Coutries. US business entities only (US address required; no international accounts). Not originated to individuals or sole proprietorships; LLCs and corporations with a stated business/investment purpose are eligible, including single-member LLCs. Commercial loans not available in Louisiana, Montana, Nevada, New Mexico, New York, North Dakota, South Dakota, or Puerto Rico. Vermont only above $1,000,000. California commercial loans may be made under DFPI Financing Law Licence No. 60DBO-78867. Availability is stated as subject to change.
Requierments. KYC/KYB on the borrowing entity. Approved Unchained business account, a key uploaded to that account, a linked business bank account, and an eligible state. Entity documents (articles/operating agreement/certificate of formation) plus proof of business address. Individuals with greater than 20% equity: full legal name, address, email, phone and photo ID. UCC screening disclosure on application. Use-of-funds must be a legitimate business purpose. Confirm current terms on Unchained's pricing and legal pages — they are not a SafeScore quote.
This directory quotes the CSV schema: entity, crypto entity type, license type,
jurisdictions, service, availability, requirements, specialty / focus,
and crypto adoption score. Logo is shown on the entity, not as a
separate column. The four crypto entity types group every named house:
traditional bank / broker, digital-asset bank, private-bank / arranged
Lombard, and crypto-native lender. License type and jurisdictions are
the house’s published booking licence and authorised footprint, quoted
from the same CSV — not a live register lookup and not an invented
substitute. Availability and requirements are the CSV cells
(including the Coutries / Requierments header spellings). Specialty / focus
is the published product line for that row. Crypto adoption score quotes
Strategy’s Bitcoin Bank Adoption Index where the house is in that July 2026
25-bank sample (public information as of 10 Jul 2026; approximate; Strategy
has not published the scoring methodology). Houses outside that sample are
marked not in index, with the live stack documented in the cell — SafeScore
does not invent a substitute percentage. Neither figure is an AML score.
Insight modules on the cards above are SafeScore’s inverted map for that
service line — not a list the provider published. Onboarding rules are
quoted from data/crypto_asset_service_providers.csv and are not re-fetched live.
Footnote markers in the directory are shown as unresolved citations because the CSV does not carry source URLs.
Industry terms
28 terms named in the Crypto-Asset Service Provider directory. Definitions are industry language, not scores — KYC first, then denser words the CSV actually uses.
Providers collect ID documents (passport, national ID) and sometimes a live selfie to verify your identity before opening an account.
Banks and Crypto-Asset Service Providers screen customers and transactions for money-laundering risk. You may be asked for documents or extra questions during onboarding.
Providers compare your name and country against international sanctions lists. Sanctioned persons or jurisdictions are refused.
Source of funds explains a specific deposit; source of wealth explains how you built your assets overall (salary, business, inheritance). Common for private banks.
For company clients, banks must identify the real people behind the legal entity (usually anyone with significant ownership or control).
Like KYC, but for companies: incorporation docs, directors, and who owns the firm.
A regulatory label for individuals or entities that meet income or net-worth tests and may buy certain private placements that ordinary retail cannot.
Used for certain private funds. Individuals often need about $5M in investments; institutions often need about $25M.
Rules vary by market (e.g. Swiss CISA qualified investor). Usually needs investment knowledge and/or a high liquid-assets threshold.
An RIA is a firm registered to give investment advice. Many institutional crypto custody products are built for RIAs, funds, and similar intermediaries.
OECD rules so providers collect and share crypto tax information with tax authorities, similar in spirit to CRS for traditional finance.
You may need a tax self-certification so the provider can report account details to the right tax authority.
EU rulebook for crypto-asset service providers and some tokens (including e-money tokens). Authorisation in one EU state can be passported to others.
The Swiss supervisor for banks and many financial intermediaries. A FINMA banking licence is what the directory quotes for Swiss digital-asset banks — not a SafeScore grade.
State lending licences in the United States are often quoted as an NMLS number. That is a licence identifier, not an AML score.
On this site a Crypto-Asset Service Provider is a named house in the directory CSV. In the EU the same words are also a MiCA authorisation. Listing here is directory coverage, not a claim that every house holds a MiCA licence.
Used in FATF travel-rule and AML guidance. It overlaps with Crypto-Asset Service Provider, but VASP is not itself a MiCA licence.
Electronic-money tokens aim to keep a stable value versus a fiat currency and follow extra issuer rules under MiCA.
Often backed by cash or short Treasuries. Product access and mint/redeem rules depend on the issuer and your account type.
You buy shares on a stock exchange instead of holding coins in a wallet. Spot products hold the underlying; some ETPs use other structures and can be higher risk.
Balances stay with the provider’s custody partner. You typically cannot send crypto to a personal wallet at launch.
A custodian (often a bank or trust company) holds assets on your behalf. “Qualified custodian” is a regulated status used in advisory / fund contexts.
The lender takes a charge over the collateral rather than selling it. Each house sets its own eligible assets and limits; SafeScore does not invent a loan-to-value.
A cap set by the lender, often as a percentage of the collateral’s value. The directory may name LTV as a published gate; it is not a SafeScore score.
Distributed ledger technology (DLT) records ownership on a shared ledger. Tokenized funds or deposits are usually institutional and relationship-based.
FDIC covers eligible bank deposits; SIPC covers certain brokerage assets if a firm fails. Crypto balances are typically outside both — providers say this plainly in their rules.
For security and compliance, some issuers only allow transfers to addresses they have reviewed and approved.
Often limited to accredited investors or qualified purchasers, with higher risk and less liquidity than public funds.
Matched against the live directory CSV, the same book as the eligibility questionnaire. Country labels are skipped. SafeScore does not invent a licence or a loan-to-value for a house that did not publish one.
What a complete check takes
Regulated virtual asset firms build their monitoring on the FATF Virtual Assets Red Flag Indicators of ML/TF (September 2020). Of the 17 indicators below, the examiners answer 10 outright from live chain data and contribute to 5 more. The remaining 2 belong to an identity stack, and this page says so rather than counting them twice.
Half one
Document and liveness verification, sanctions and PEP name matching, adverse media, source of wealth, and beneficial ownership down to natural persons.
Not SafeScore Identity and KYC vendors
SafeScore does not do this half and does not claim to. It has no view of a passport, a PEP list or a customer file.
Half two
Counterparty attribution, direct and indirect exposure across hops, sanctioned address designation, bridge and cluster context, and named behavioural scenarios.
SafeScore ScoreGuard, ChainTrace and Holistix
A verified identity says nothing about whether the wallet behind it sits two hops from a mixer. That is the half a name-matching stack structurally cannot see.
The obligation says direct and indirect. A single-address lookup answers only the first half, because indirect exposure is a property of the graph rather than of the address. Hops are traced outward with the value share decayed by distance.
943 designated addresses on supported chains, from the US Treasury OFAC — Specially Designated Nationals list, published 08/28/2026. A name match can be defeated by a spelling; a designated address is the account itself.
Every screen carries an attribution coverage figure and a plain statement of what the score covers. Below 70% identified value the report cannot auto-clear — a clean number over unidentified counterparties is sent to review, not presented as a pass.
Counterparties the label book does not document are left unlabelled. Nothing is inferred from an address's shape to fill a gap in a report someone will file.
Scenarios are named, exhibits are attached, and ScoreGuard assembles a SAR narrative pack with filing categories. The decision to file stays with the institution.
Compliance, forensic and cross-chain scores keep their own scales, databases and label books. A cross-chain trace cannot silently rewrite a compliance filing.
Indicator · who answers it
| Red flag indicator | Answered by | How |
|---|---|---|
| Direct and indirect exposure to darknet markets, mixers, ransomware and reported theft | Chain data ChainTrace hop tracing · ScoreGuard exposure | Exposure is traced out over multiple hops with the share decayed by distance, so a counterparty that is clean at hop 1 and dirty at hop 3 still reaches the report. |
| Mixing and tumbling services used to obscure flow between known wallets and darknet marketplaces | Chain data Category exposure | Mixer contact is a named category with its own value share, not a footnote. |
| Transfers to high-risk wallet addresses or service clusters | Chain data Attribution and cluster labels | Counterparties resolve to a labelled entity where one is documented. Where none is, they stay unknown rather than being guessed from the hash. |
| Dealings with designated individuals, entities and their addresses | Chain data OFAC SDN address designation | Screened as an address designation, not a name match, so it does not depend on the customer having given a matching name. |
| Accumulation from many unrelated wallets in small amounts, then a single transfer out or full exchange to fiat | Chain data Graph and flow analysis | A fan-in followed by a single exit is a shape, and the graph is where a shape is visible. |
| Structuring under reporting thresholds, round amounts, round trips and transactions with no commercial basis | Chain data Named behavioural scenarios | Each scenario is named in the report, so a reviewer can see which one fired and why. |
| Multiple high-value transfers in short succession, or a staggered pattern followed by long silence | Chain data Velocity and pass-through scenarios | Includes the rapid in-then-out signature of layering, timed across the transfer set. |
| Dormant accounts that become active after a full year | Chain data Dormancy detection | Measured from the observed transfer history rather than from an account-opening date. |
| Rising or sustained activity with higher-risk geographies and entities | Chain data Jurisdiction exposure | Exposure is attributed by jurisdiction where the label book records one. |
| Sending to or receiving from a service with weak or non-existent CDD | Chain data ScoreGuard KYV | VASP due diligence covers licensing, jurisdiction and the provider's own cluster behaviour. |
| Moving value across chains, or into an exchange and straight out into a privacy coin | Chain, in part Out-of-sight legs | Hosted venues (exchanges, custodians, merchants) and mixers are marked out of sight: the deposit is attributed, but onward hops — including a privacy-coin withdrawal inside the venue — are not in this score. Bridge far-sides stay modelled. An unindexed or unavailable chain is named as opaque, not scored empty-and-clean. Permissioned ledgers (GS DAP, Citi Token Services) are disclosed even when no address matched. The internal hop itself is still not observable. |
| Funds suspected stolen, or received from addresses linked to holders of stolen funds | Chain, in part Label book categories | Answerable for published incidents in the cited overlay (FBI/IC3 Bybit theft cluster, Chainalysis Euler and Wormhole exploiter addresses). An unreported hack is still not in any label set, including this one. |
| Activity that deviates from the customer's normal transactional behaviour | Chain, in part Stated customer profile | When the institution supplies a stated customer profile (expected volume, transfer size, counterparties, jurisdictions, direction), deviation from that profile is scored. Without one, this flag cannot fire — the wallet's own history is still in the report. Opening-deposit versus declared income is a separate stated-identity indicator. |
| A large opening deposit inconsistent with the customer's stated profile, or a new user withdrawing the full balance | Chain, in part Stated identity (account age, income) | When the institution supplies account opening date, a new-customer flag, or declared income, a large first inbound or a new-user full withdrawal is scored. Without those CDD facts the flag cannot fire — first-seen on chain is not account age. PEP and source-of-wealth remain an identity stack. An institution can attest PEP or SoW status on the report; that is disclosure, not a name-list or document screen. |
| Repeated transfers to one account by several people, or from a single IP address | Chain, in part Many-to-one wallet shape | Many distinct inbound wallets in a short window are named as a many-to-one shape. That they are several people, or that they share an IP, remains an identity check. |
| Politically exposed persons, their family members and close associates | Identity stack PEP screening vendor | A name-list obligation. Nothing on chain marks an address as belonging to a PEP. An institution can attest a PEP or RCA status on the report; that is recorded as disclosure, not a screen. |
| Source of funds and source of wealth, verified against documentary evidence | Identity stack Enhanced due diligence file | Where funds came from on chain is traceable. Whether the documents explaining them are truthful is not a chain question. An institution can attest that SoW documents are on file; that is recorded as disclosure, not a review of those documents. |
Named directly in the published AML/CFT policies of VARA-regulated virtual asset firms as the indicator set their monitoring is built on. A screen that covers only the identity half leaves the on-chain obligations asserted but unevidenced — and a screen that covers only the chain half is not a substitute for knowing the customer.
Why the second half has to be carried separately
The same policies publish their risk models weight for weight. Both are fully specified, and each totals 100. Across all 18 factors, the weight assigned to anything observable on chain is 0 — while 15 of the 17 indicators the same policy monitors are answerable from chain data. The model is not wrong. It simply has no field for what a wallet screen finds, which is why the evidence has to travel beside the customer score rather than inside it.
Customer risk rating matrix
| Country of Residence | 15.0 | Customer file |
|---|---|---|
| Nationality | 15.0 | Customer file |
| Employment Status | 15.0 | Customer file |
| Product | 15.0 | Institution's own product |
| PEP Risk | 15.0 | PEP screening vendor |
| Business Risk Assessment | 8.0 | Firm-wide assessment |
| Reputational Risk | 7.0 | Adverse media vendor |
| Customer Introduction | 5.0 | Onboarding channel |
| Tax Crime Risk | 5.0 | Customer file |
| Total | 100 | None of it on chain |
Jurisdiction risk sub-indicators
| FATF Uncooperative / AML Deficient | 20.0 |
|---|---|
| FATF Compliance with 40+9 Recommendations | 15.0 |
| International sanctions | 15.0 |
| US Secretary of State terrorism | 10.0 |
| Global Initiative Criminality Index | 10.0 |
| Offshore Finance Centre | 10.0 |
| US State ML Assessment | 7.5 |
| Corruption risk | 7.5 |
| Global Initiative Resilience Index | 5.0 |
| Total | 100 |
Country indices. They grade the place, not the wallet, and SafeScore does not supply them.
Obligation · clock · what the screen hands over
| Obligation | Clock | What SafeScore contributes |
|---|---|---|
| Freeze on a confirmed designated-party match | Within 24 hours | An address designation is the account itself, so a hit is unambiguous and carries no partial-name uncertainty to resolve first. The institution freezes and notifies its supervisor. |
| Fund Freeze Report or Partial Name Match Report | Within 5 business days | The screen supplies the exhibit pack behind the match: counterparties, traced value, hop distance and the designation reference, exportable as JSON or CSV. The institution files on the regulator's platform. |
| Respond to an FIU request for further information | Within 48 hours | Stored reports re-open with their full counterparty and transfer detail intact, so the answer does not depend on re-running a screen against a chain that has moved on. The institution answers the request. |
| Periodic review, by risk band | High annually · medium 2 years · low 3 years | A re-screen returns the same scales and the same label book, so this year's result is comparable with last year's rather than merely newer. The institution sets and runs the cadence. |
| Retain records supporting a filing | Minimum 8 years | Every screen is stored with its provenance — data source, label book size and coverage — and exports as a self-contained file. The institution owns the retention schedule. |
Deadline arithmetic is built in for FinCEN SAR and STR/EU AMLD filings. The UAE GoAML clocks above are stated as the obligation they are; the product does not run a countdown against them.
Why this shape
The right score for the job
Compliance reporting is 1–100, lower is riskier. Forensic screening is 0–100, higher is riskier. Holistic cross-chain is 0.0–10.0, higher is riskier · plus a 1–5 policy level.
Isolation you can audit
Separate databases, seeds and APIs. A change in one application cannot rewrite another’s filing.
Live data, fail closed
ScoreGuard and ChainTrace do not invent a history when the indexer is down.
Honest labels
Public attributions are documented addresses. Unlabelled counterparties stay unknown.
In the workflow
| Case | What you file |
|---|---|
Pre-onboarding KYA
|
Screen the customer’s wallet before the first credit. ScoreGuard for the compliance report; Holistix if every chain must be in one call. |
Lombard / real-estate liquidity
|
Private holders converting into fiat or property. Wallet health, assisted compliance pack, then an introduction to a named lender product. Position. |
Post-transaction KYT
|
A flagged transfer gets a KYT or a ChainTrace screen of both sides, with hop context for the SAR writer. |
Sanctions and mixers
|
Direct hits, cluster nexus, and exposure that is not on the first counterparty where the app traces hops. |
VASP due diligence
|
ScoreGuard KYV: licensing, jurisdiction, KYC rigour and the on-chain behaviour of the provider’s clusters. |
Cross-chain layering
|
Holistix follows bridges so a hop that left Ethereum for Base is still in the same report. |
Case work
|
ChainTrace cases, alerts and rescreens after a new designation. |
What you file
What a filing delivers. After you sign in, Screen is the path that files it.
Counterparties matched to a labelled entity book. Unknown addresses stay unknown — they are not guessed from a hash.
Value-share to mixers, sanctions, VASPs and other categories, split inbound and outbound or by hop distance.
Peel chains, velocity, structuring bands, rapid pass-through — as named scenarios, not a silent black box.
JSON and CSV exports, indexer provenance, and (on ScoreGuard) a SAR/STR narrative pack.
Notes
Notes on methodology, data and how reports are composed.
What the Bank of England and the FCA actually authorise, how the limits contain it, and why the entrant list cannot be read off the directory.
Read the noteHow permissioned tokens decide who may hold them, what that standard does not see, and where the directory’s tokenization bucket stops.
Read the noteScoreGuard runs 1–100, lower is riskier. ChainTrace runs 0–100, higher is riskier. Holistix runs 0.0–10.0, higher is riskier. Holistix adds a 1–5 policy level on top — so a filing never remixes three books into one fake number.
ScoreGuard and ChainTrace read live indexers. An empty window stays empty — they do not invent history when Alchemy, TronGrid or Blockscout cannot answer.
Wallet Screening, Graph & Forensics, Investigations & Filing — each module adds named sections to the composed report. Toggle more modules, get more insight blocks; engines stay isolated.
Addresses
An address is the unit you buy, not a report. Every address you bring is screened by all three engines, because a single score from a single model is the thing this product exists to replace.
one-off
$1,000 USD
$1,000 for 5 addresses, each screened by all three engines.
Re-running an engine on an address you already hold does not spend another one.
contact sales
Let's talk
Volume, custom modules, and terms to suit your compliance team.
Included modules come with Base. The rest are $50 each, added whenever a service line needs them.
Wallet Screening
ScoreGuard
Included
Address Verification
ScoreGuard
Included
Transaction Screening
ScoreGuard
Included
Graph & Forensics
ScoreGuard
Included
Entity & VASP Intelligence
ChainTrace
$50
Policy Studio
Holistix
$50
Monitoring & Alerts
Holistix
$50
Investigations & Filing
ScoreGuard
$50
Research
ChainTrace
$50
One path: Screen a wallet. Product consoles stay for examiner homes after the filing — they are not a second start.
